Buying Property in Spain: Complete Guide (2025)

Complete guide to buying property in Spain: legal process, costs, taxes, financing options, and step-by-step timeline. Essential information for foreign buyers.

Buying Property in Spain: Complete Guide

Purchasing property in Spain offers excellent value, Mediterranean lifestyle, and potential Golden Visa residency. This comprehensive guide covers the entire buying process, costs, legal requirements, and essential tips for foreign buyers in 2025.

Quick Stats

  • Average Property Price: €1,874 per m² (national average, Q3 2024)
  • Transaction Tax: 6-10% of purchase price (varies by region)
  • Notary & Registry Fees: €1,000-€2,500
  • Total Buying Costs: 10-15% of purchase price
  • Golden Visa Threshold: €500,000+ investment
  • Foreign Ownership: Fully allowed for EU and non-EU buyers

Why Buy Property in Spain?

Investment Benefits

  • Strong Market: Spanish property prices increased 8.1% year-on-year (2024)
  • Rental Yields: 4-7% in major cities and tourist areas
  • Capital Appreciation: Barcelona, Madrid, and coastal areas showing consistent growth
  • Golden Visa: €500,000+ property investment grants residence permit

Lifestyle Benefits

  • 300+ days of sunshine annually
  • Mediterranean climate and beaches
  • World-class healthcare (ranked top 10 globally)
  • Low cost of living compared to Northern Europe
  • Rich culture, cuisine, and history

Property Market Overview 2024-2025

According to Instituto Nacional de Estadística (INE) data:

  • National Average Price: €1,874/m² (up 8.1% from 2023)
  • Barcelona: €4,200/m² average
  • Madrid: €3,500/m² average
  • Málaga (Costa del Sol): €2,800/m²
  • Valencia: €1,950/m²
  • Alicante: €1,600/m²
  1. Costa del Sol (Málaga Province) - Luxury coastal living, expat communities
  2. Barcelona & Catalonia - Urban investment, strong rental demand
  3. Valencia Region - Affordable Mediterranean coast
  4. Balearic Islands (Mallorca, Ibiza) - Premium island property
  5. Madrid - Capital city investment, corporate rentals
  6. Canary Islands - Year-round warm climate

Explore Property by Region →

The Property Buying Process

Step 1: Get Your NIE Number

Timeline: 2-4 weeks

Every foreign property buyer needs a NIE (Número de Identificación de Extranjero) - your Spanish tax identification number.

How to Get NIE:

  • Apply at Spanish consulate in your home country, or
  • Apply in Spain (requires legal representative if you’re not present)
  • Required documents: Passport, application form (EX-15), justification letter

Cost: €10-€15 application fee (or €100-€300 if using a lawyer)

Tip: You can apply for NIE before finding a property to speed up the process later.

Step 2: Open a Spanish Bank Account

Timeline: 1-2 weeks

You’ll need a Spanish bank account to:

  • Pay utilities and property taxes
  • Set up direct debits
  • Receive rental income (if applicable)
  • Facilitate the property purchase

Required Documents:

  • Passport
  • NIE number
  • Proof of address (home country acceptable initially)
  • Employment/income proof (sometimes required)

Popular Banks for Foreign Buyers:

  • Banco Sabadell (international department)
  • BBVA (English-speaking services)
  • CaixaBank (widespread branches)
  • Santander

Step 3: Secure Financing (If Needed)

Timeline: 3-6 weeks

Spanish Mortgage Options

For Residents:

  • Loan-to-Value (LTV): Up to 80%
  • Interest Rates: 3.5-4.5% (2025 rates)
  • Term: Up to 30 years
  • Typical requirement: Spanish employment contract

For Non-Residents:

  • LTV: Up to 60-70%
  • Interest Rates: 4-5%
  • Term: Up to 25-30 years
  • Higher deposit required

Mortgage Costs:

  • Arrangement Fee: 0.5-1% of loan amount
  • Valuation: €300-€600
  • Mortgage Tax: 1-1.5% (varies by region)

Tip: International mortgage brokers can help navigate Spanish bank requirements and compare offers.

Step 4: Find a Property

Timeline: Varies (weeks to months)

Property Search Resources

  • Idealista.com - Largest Spanish property portal (1M+ listings)
  • Fotocasa.es - Major marketplace
  • Kyero.com - International property search
  • Rightmove Overseas - For UK buyers

Working with Real Estate Agents

Agent Commission: 3-5% of purchase price (typically paid by seller in Spain)

Choosing an Agent:

  • Verify credentials (API - Agente de la Propiedad Inmobiliaria certification)
  • Look for English-speaking agents if needed
  • Check reviews and track record
  • Understand commission structure

Find Vetted Property Agents: Property Finder Directory →

Step 5: Make an Offer

Timeline: 1-2 days

Negotiation Tips

  • Spanish property prices are negotiable (typically 5-15% below asking)
  • Market research is key - check recent sales in the area
  • Consider property condition and time on market
  • Be prepared to move quickly in competitive markets

Reservation Contract (Contrato de Reserva)

Once your offer is accepted, you may sign a reservation contract:

  • Reservation Deposit: €3,000-€6,000 (or 1% of price)
  • Purpose: Takes property off market for 1-2 weeks
  • Refundable: Usually yes, if purchase doesn’t proceed for valid reasons
  • Timeline: Gives you time to arrange surveys and legal checks

Step 6: Hire a Lawyer (Abogado)

Cost: €1,000-€2,500 (or 1% of purchase price)

Critical: Always hire your own independent Spanish lawyer (not the seller’s or agent’s lawyer).

Your Lawyer Will:

  • Conduct title searches at Land Registry
  • Verify seller’s ownership and legal capacity to sell
  • Check for debts, liens, or encumbrances on property
  • Confirm property matches legal description (no illegal additions)
  • Review all contracts before you sign
  • Calculate exact taxes and fees
  • Ensure IBI (property tax) is paid up to date
  • Check urban planning compliance
  • Represent you at the notary signing

Find Immigration Lawyers: Immigration Lawyer Directory →

Step 7: Property Survey & Inspections

Cost: €1,500-€2,500 Timeline: 1-2 weeks

Highly Recommended for:

  • Older properties (50+ years)
  • Rural properties
  • Properties requiring renovation
  • Any property with visible issues

Survey Includes:

  • Structural integrity assessment
  • Roof condition
  • Damp and pest inspection (termites, woodworm)
  • Electrical and plumbing systems
  • Legal compliance checks

For properties over 50 years old, sellers must provide an ITE (Inspección Técnica de Edificios) certificate confirming structural safety.

Complete Pre-Purchase Inspection Guide →

Step 8: Sign Private Purchase Contract (Contrato de Arras)

Deposit: 10% of purchase price (typical) Timeline: 4-8 weeks before completion

This legally binding contract sets the terms of sale.

Types of Arras Contracts:

  1. Arras Confirmatorias (Most Common)

    • 10% deposit
    • If buyer backs out: loses deposit
    • If seller backs out: must return double the deposit (20%)
  2. Arras Penitenciales

    • Either party can withdraw
    • Buyer loses deposit if withdraws
    • Seller returns double if withdraws
  3. Arras Penales

    • Neither party can withdraw
    • Breach results in damages

Contract Should Include:

  • Full property description and cadastral reference
  • Purchase price and payment schedule
  • Completion date
  • Conditions (e.g., mortgage approval, satisfactory survey)
  • What’s included (furniture, appliances)
  • Penalties for breach

Step 9: Pay Remaining Costs & Taxes

Before Completion

Calculate and prepare funds for:

One-Time Purchase Costs

Cost Percentage Example (€200k property)
ITP (Transfer Tax) - Resale Property 6-10% €12,000-€20,000
VAT - New Build 10% €20,000
AJD (Stamp Duty) - New Build 1-1.5% €2,000-€3,000
Notary Fees €600-€1,500 €800
Land Registry €400-€650 €500
Legal Fees 1% or €1,000-€2,500 €2,000
Plusvalía (Municipal Gains Tax) Varies €500-€2,000
Survey/Valuation Fixed €1,500
TOTAL 10-15% €20,000-€30,000

Regional Transfer Tax (ITP) Rates:

  • Andalusia: 7% (reduced to 3.5% for under-35s on first home under €130k)
  • Catalonia: 10%
  • Madrid: 6%
  • Valencia: 10%
  • Balearic Islands: 8-11.5%

Step 10: Sign Escritura (Title Deed) at Notary

Timeline: Completion day (escritura signing)

The final step is signing the escritura de compraventa (deed of sale) before a notary public.

At the Notary:

  • Notary reads the deed aloud (in Spanish)
  • Buyer and seller sign
  • Buyer pays remaining purchase price
  • Seller hands over keys
  • Property ownership transfers

You’ll Need:

  • NIE number
  • Passport
  • Proof of funds transfer
  • Banker’s draft or proof of payment for taxes
  • Your lawyer present to advise

Post-Completion: Your lawyer will:

  • Register the deed at Land Registry (Registro de la Propiedad)
  • Pay transfer taxes within 30 days
  • Obtain official property title in your name

Ongoing Property Costs

Annual Costs

Cost Amount Notes
IBI (Property Tax) 0.4-1.3% of cadastral value Paid annually or quarterly
Community Fees €50-€300/month If apartment or urbanization
Home Insurance €200-€600/year Mandatory if mortgage
Utilities €100-€200/month Electric, water, internet

Non-Resident Tax Obligations

If you don’t live in Spain full-time:

Non-Resident Income Tax (IRNR):

  • 19-24% tax on imputed rental income (even if not rented)
  • Based on cadastral value
  • Annual tax return required

Wealth Tax:

  • Properties over €700,000 (varies by region)
  • 0.2-3.5% on value above threshold
  • Some regions exempt primary residences

Find Tax Advisors: Accountant & Tax Advisor Directory →

Golden Visa: Residence Through Property Investment

Invest €500,000+ in Spanish property to obtain residence permit.

Golden Visa Benefits

  • Live, work, or study in Spain
  • Include family members
  • No minimum stay requirement (visit once per year)
  • Access to Schengen area
  • Path to permanent residency (5 years)
  • Path to citizenship (10 years)

Requirements

  • €500,000+ property investment (can be multiple properties)
  • NIE number
  • Clean criminal record
  • Private health insurance
  • Proof of financial means

Complete Golden Visa Guide →

Common Pitfalls & How to Avoid Them

Risk: Undisclosed debts, liens, or illegal additions Solution: Always hire your own lawyer - never share with seller

2. Skipping Property Survey

Risk: Structural issues, damp, pest damage discovered after purchase Solution: Invest in professional survey, especially for properties 50+ years old

Risk: Illegal extensions, unpermitted additions, planning violations Solution: Lawyer verifies property matches legal description and planning permits

4. Underestimating Costs

Risk: Running short of funds at completion Solution: Budget 10-15% above purchase price for taxes and fees

5. Not Understanding Tax Obligations

Risk: Penalties for unpaid non-resident taxes Solution: Engage accountant to handle annual tax filings

6. Buying Rustic/Rural Land

Risk: Cannot build or connect utilities without permits Solution: Verify land classification (urbano vs. rústico) and building rights

7. Community Debt

Risk: Inheriting unpaid community fees from previous owner Solution: Lawyer checks community is up-to-date before completion

Property Types Explained

Apartment (Piso/Apartamento)

  • Most common in cities
  • Part of community with shared areas
  • Monthly community fees (€50-€300)
  • Easier to maintain

House (Casa/Chalet)

  • Standalone or semi-detached
  • May be in urbanization with community fees
  • More privacy and space
  • Higher maintenance responsibility

Villa

  • Detached luxury property
  • Usually with pool and large plot
  • Popular in coastal areas
  • Highest maintenance costs

Townhouse (Casa Adosada)

  • Attached to neighbors on one or both sides
  • Often in residential complexes
  • Moderate community fees
  • Good compromise on price vs. space

Rural Property (Finca/Cortijo)

  • Countryside or mountain locations
  • May lack mains services (electric, water)
  • Check building permits carefully
  • Potential restrictions on rural land

Financing Options

Spanish Mortgages

See Step 3 above for details on Spanish bank mortgages.

International Mortgages

Some UK and European lenders offer mortgages on Spanish property:

  • Loan against your home country property
  • Offshore mortgages
  • Private banking solutions

Cash Purchase

Advantages:

  • No mortgage costs or restrictions
  • Faster purchase process
  • Stronger negotiating position
  • Immediate ownership without debt

Considerations:

  • Ensure funds are clean (anti-money laundering checks)
  • Bank transfer fees (0.1-0.5%)
  • Currency exchange rates (use specialist FX brokers)

Currency Transfer & Exchange

Transferring Large Sums:

  • Avoid high street banks (poor exchange rates)
  • Use specialist FX brokers (Wise, CurrencyFair, Moneycorp)
  • Save 2-4% on exchange rates
  • Forward contracts can lock in rates

Example:

  • £200,000 property purchase
  • High street bank rate: lose £4,000-£8,000
  • Specialist broker: save £4,000-£6,000

Buying as a Company vs Individual

Individual Ownership

Pros:

  • Simpler process
  • Lower annual costs
  • Easier to sell

Cons:

  • Subject to personal wealth tax
  • Inheritance tax on estate

Company Ownership (SL/SA)

Pros:

  • Corporate tax rate (25%) vs. individual rates
  • Estate planning flexibility
  • Asset protection

Cons:

  • Setup costs (€1,000-€3,000)
  • Annual filing requirements
  • Accountant fees (€100-€200/month)
  • 3% annual property holding tax for non-resident companies

Recommendation: Consult tax advisor before deciding structure.

Regional Buying Guides

Explore detailed property guides by region:

Get Expert Help

Immigration Lawyers

Essential for legal checks, contract review, and completion process. Find Immigration Lawyers →

Property Finders & Agents

Local experts to help navigate the Spanish market. Find Property Finders →

Accountants & Tax Advisors

Manage non-resident taxes and optimize tax structure. Find Tax Advisors →

Mortgage Brokers

Compare Spanish and international mortgage options. Find Mortgage Brokers →

Checklist: Before You Buy

  • Obtain NIE number
  • Open Spanish bank account
  • Secure mortgage pre-approval (if needed)
  • Hire independent Spanish lawyer
  • Conduct property survey (especially for older properties)
  • Verify legal status and planning permissions
  • Check for debts, liens, or community fee arrears
  • Review ITE certificate (if property 50+ years old)
  • Calculate total costs (10-15% above purchase price)
  • Arrange currency exchange
  • Review and understand all contracts before signing
  • Set up home insurance
  • Plan for ongoing tax obligations

Frequently Asked Questions

Can foreigners buy property in Spain? Yes, both EU and non-EU citizens can buy property in Spain without restrictions.

Do I need to be a resident to buy property? No, you can buy as a non-resident. However, investment of €500k+ can grant you a Golden Visa residence permit.

How long does the buying process take? Typically 2-3 months from offer to completion, assuming no mortgage delays.

What taxes do I pay when buying? Transfer tax (ITP): 6-10% for resale properties. VAT (10%) + stamp duty (1-1.5%) for new builds.

Do I need a lawyer? Yes, absolutely. Hire your own independent Spanish property lawyer to protect your interests.

Can I get a mortgage as a non-resident? Yes, Spanish banks offer mortgages to non-residents with up to 60-70% LTV.

What are the ongoing costs? IBI property tax (€300-€2,000/year), community fees (if applicable), insurance, utilities, and non-resident income tax.

Should I get a property survey? Highly recommended, especially for older properties. Costs €1,500-€2,500 but can save you from expensive surprises.

Data Sources

Property market data from Instituto Nacional de Estadística (INE) Q3 2024 reports. Tax rates and legal requirements verified as of January 2025. Regional tax rates from respective Autonomous Community tax agencies.

Browse Guides

Buying an older house can be rewarding, but it’s vital to thoroughly check its structural integrity before purchase. This guide covers key physical inspections, a step-by-step inspection process, expected costs/timescales, and legal/regulatory considerations to help you make an informed decision.

1. Key Physical Inspections

Before buying, have experts inspect all critical aspects of the house’s structure and systems. Focus on the following areas:

Structural Soundness (Foundation, Walls, Cracks, Beams)

  • Foundations & Settlement: Verify the foundation is solid and not undermined by soil movement. If the house is on a slope or hill, ensure it sits entirely on undisturbed (“cut”) ground rather than fill – an older house partially built on fill without proper reinforcement is a red flag (Buying property in Spain, is a structural survey recommend - Andalucia.com). Look for signs of subsidence or settling, such as uneven floors or gaps between walls and ceilings.
  • Walls & Load-Bearing Elements: Examine load-bearing walls for cracks and bulges. Minor hairline or vertical cracks can be due to normal settling and aren’t always serious, but large diagonal cracks often indicate significant structural movement (Buying property in Spain, is a structural survey recommend - Andalucia.com). Diagonal or stepped cracks radiating from corners of windows/doors suggest foundation issues or seismic stress and should be evaluated by a structural professional. Walls that lean or bulge outward could signal structural failure.
  • Door/Window Alignment: Open and close doors and windows; if frames have shifted out of square or doors stick badly, it may mean the building has moved (Buying an old house in Spain: All you need to know). In a sound structure, door and window openings should remain square and not distorted (Buying property in Spain, is a structural survey recommend - Andalucia.com). Misaligned frames or cracked arches/lintels above openings are signs of past movement.
  • Beams, Columns & Floors: If accessible, inspect any exposed beams or columns (many 1930s houses have wooden roof beams or floor joists). Probe wood for softness that could indicate rot or insect damage. Check if floors are level; a slope or sag might mean a weakened joist or foundation settlement. While some unevenness can occur in old houses, be skeptical if told “old houses just have uneven floors” – investigate the cause (e.g. go into any crawlspace to check for rot or water damage on sill beams). Any sagging roof ridge or bouncy floor is a concern (Buying property in Spain, is a structural survey recommend - Andalucia.com).
  • Red Flags: Significant structural red flags include wide diagonal cracks, a visibly sagging roofline, or ongoing settlement (e.g. freshly plastered-over cracks that have re-opened). These issues may require costly foundation underpinning or structural repairs and could be deal-breakers if severe (Buying property in Spain, is a structural survey recommend - Andalucia.com).

Roof Condition (Tiles, Leaks, Insulation, Structure)

Ground Stability (Soil Condition, Subsidence Risk, Landslides)

  • Soil & Terrain: Research the soil conditions of the site. Granada’s suburbs can have mixed soil types (clays that shrink/swell, or rocky soils). If the house is on flat ground, check for any history of sinkholes or underground water issues. If on a hillside, assess the slope stability. Look at retaining walls or terrace levels on the property: cracks or bowing in retaining walls, or soil pulling away from foundations, can indicate movement.
  • Site Inspection: Walk around the house’s exterior. Look for signs of ground movement such as tilted fences, cracked paving, or depressions in the yard. Pay special attention to any hillside directly above or below the house for signs of landslides (slipped earth, fallen rocks) (Cómo Prepararte Para Una Inspección Técnica De Viviendas Antiguas | Hausum). Also check if any large trees are very close to the house; tree roots can undermine foundations or, if the tree has been removed, the soil can settle (Surveying issues to consider when buying an old property in Spain).
  • Foundation Exposure: If the foundation edge is visible, inspect it for cracks or differential settlement. In one reported case, a poorly planned development led to a retaining wall collapse that left a house’s foundation partly exposed and unsupported (Guide to building and other types of surveys in Spain). While extreme, it underscores the need to ensure surrounding ground supports the structure.
  • History of Issues: Ask the seller and neighbors if there have been any previous landslides or flooding in the area. Granada province has seen landslides in certain zones (Desprendimientos, hundimientos y socavones: la historia negra de …), so local knowledge is valuable. Also verify if the area is seismic; Granada is in a seismically active region (historically affected by tremors). A 1930s house was not built to modern earthquake codes, so check for earthquake retrofitting (unlikely in most homes, but some owners may have added reinforcements). If serious ground instability or seismic weakness is suspected, consider having a structural engineer or geotechnical engineer evaluate it. Modern builds in the area undergo rigorous seismic foundation studies (borehole soil tests, etc.) – older homes lack this, so you must rely on visual clues and expert opinion (Buying property in Spain, is a structural survey recommend - Andalucia.com).
  • Drainage: Ensure the site drains properly. Water pooling near the foundation can cause erosion or subsidence. Look for drainage channels, and check that downspouts (if present) lead water away from the house. Poor drainage might manifest as damp soil against walls or algae growth on exterior walls. Simple landscaping fixes can sometimes solve drainage issues, but if you see evidence of major past water damage or earth movement, that’s costlier to address.

Electrical and Plumbing Systems

  • Electrical System: Many Spanish homes built in the early 20th century have had piecemeal electrical upgrades. Check the main electrical panel (“cuadro eléctrico”) – is it modern with circuit breakers, or old with ceramic fuses? A modern-looking fuse panel and new outlets could hide old wiring behind the walls (Surveying issues to consider when buying an old property in Spain). Look for a mix of outlet styles or old cloth-insulated wires in the attic; a mixture often means only partial re-wiring was done (Surveying issues to consider when buying an old property in Spain). Houses from before the 1970s might even have aluminum wiring, which is less safe than copper and now obsolete (Cómo Prepararte Para Una Inspección Técnica De Viviendas Antiguas | Hausum). If the wiring is outdated, plan for a full rewire to meet current safety standards (with grounding and sufficient circuit capacity). Always ask the seller for the Boletín Eléctrico (electrical safety certificate) if they have one, which confirms the installation meets code (Surveying issues to consider when buying an old property in Spain). If they cannot provide it, anticipate needing an electrician’s inspection and upgrades.
  • Plumbing System: Old plumbing can be equally problematic. Determine if the water pipes are copper, galvanized steel, or even lead. In very old houses, lead pipes might exist and should be replaced for safety (Cómo Prepararte Para Una Inspección Técnica De Viviendas Antiguas | Hausum). Galvanized steel pipes (common mid-20th century) corrode internally, causing low pressure and rusty water – replacement with copper or PEX is often needed. Check water pressure at various taps and see if the water runs clear. Inspect for leaks or damp spots under sinks and around the base of walls; persistent damp near a bathroom could mean a hidden pipe leak (Surveying issues to consider when buying an old property in Spain). Because many Spanish homes have pipes buried in walls or floors, leaks can go unnoticed for years and cause structural damage (Surveying issues to consider when buying an old property in Spain). A thermal camera or moisture meter can help detect moisture behind tiles or plaster.
  • Waste System: Confirm whether the house is connected to the municipal sewer or using a septic tank (Surveying issues to consider when buying an old property in Spain). Many old houses in small towns had cesspits or septic systems. An inspector should locate the septic tank (if any) and assess its condition – an old brick cesspit might need an update to meet today’s standards. If on a sewer, you might consider a video inspection of the sewer line (to check for tree root intrusion or collapse, especially if clay pipes were used decades ago). One buyer reported a sewer scope saved them thousands by revealing broken sewer pipes before purchase, allowing negotiation on price. Always flush toilets and run all taps during the inspection to see if drainage is smooth (Surveying issues to consider when buying an old property in Spain).
  • Water Heater/Boiler: If the house has a hot water boiler or heating boiler, check its age and ask for maintenance records. An old unit might need replacement for efficiency and safety. If there’s gas service, ensure there’s a recent inspection sticker for the gas installation.
  • Upgrades Needed: Keep in mind that completely renewing electrical and plumbing systems is common in 50+ year-old houses. It’s often considered essential in a renovation (Buying an old house in Spain: All you need to know). Neglecting to update these can lead to frequent breakdowns – e.g. an expert recounted a case where not changing old pipes led to 12 pipe bursts in 10 years (Buying an old house in Spain: All you need to know). Budget for these upgrades in an old house purchase unless it’s proven they were recently done properly.

Pest and Damp Inspection (Woodworm, Termites, Humidity)

  • Damp (Humedades): Older Spanish houses often lack a damp-proof course in walls, so rising damp is a frequent issue (Surveying issues to consider when buying an old property in Spain). Inspect lower sections of walls for salt efflorescence (white powdery deposits) or bubbled/blistering paint – these indicate chronic damp where water is wicking up the wall and evaporating, leaving salts behind (Surveying issues to consider when buying an old property in Spain). Also look for black mold spots in corners, musty odors, or dehumidifiers in use (sign the home has moisture issues). External walls: check if plaster is flaking or if there are algae on the wall, suggesting persistent moisture. In Granada’s climate, damp can result from rainwater, groundwater, or plumbing leaks, so identifying the source is key. Minor damp can often be managed with improved ventilation, adding a damp-proof membrane, or injection damp-proofing, but severe structural damp might require more extensive work.
  • Timber Pests (Carcoma, Termites): Termites (termitas) and wood-boring beetles (carcoma) are a serious threat in old houses with wooden elements. Even if a house is mostly stone or brick, it will likely have wood roof beams, window frames, doors, or floorboards that are susceptible (Surveying issues to consider when buying an old property in Spain). Termites can silently chew through wood; one expert noted a case in northern Spain where a 20x20 cm timber beam was reduced to 5x5 cm in cross section by termites, nearly hollowed out (Buying an old house in Spain: All you need to know). Look for signs of infestation: small exit holes in wood, tiny piles of wood dust, blistered or warped wood, or shed insect wings near windows. Tapping wood beams to hear if they sound hollow can also hint at internal damage. In many village homes, woodworm beetles (which leave pinholes) are common; extensive powderpost beetle damage can weaken timbers over decades.
  • Pest Inspection: It’s wise to have a professional pest inspection for wood-destroying organisms. Many pest control companies in Spain offer a free or low-cost termite inspection (Inspección Gratuita de Termitas - Anticimex), knowing that treatment (if needed) is expensive. If termites are found, get a quote for treatment – typically ranging from €900 to €2,300 for an average house depending on severity (¿Cuánto cuesta un tratamiento contra las termitas? Precios en 2025). Treatments may involve chemical barriers or bait systems. Ensure any existing wood is treated and structurally sound; severely damaged beams must be reinforced or replaced.
  • Other Pests: Check for signs of rodents or bats in the attic, and for wood rot (fungus) in any chronically damp timber. While not “pests,” mold and dry rot fungi can eat through wood like pests do. If the house has an enclosed crawlspace, definitely inspect underneath (or have a specialist do so) for dry rot, mold, or termite mud tubes on foundation walls.
  • Damp Proofing History: Ask if any damp-proofing work has been done (injections, new damp course, etc.) and if there are guarantees. Also check if the exterior ground level is higher than the interior floors – if so, that can cause damp seeping through walls. This might require re-grading outside or adding drainage.
  • Takeaway: Damp and pests are often “hidden problems” that a casual viewing might miss but can lead to huge repair costs if ignored (Buying an old house in Spain: All you need to know). Since Spanish law makes it hard to claim these as seller’s hidden defects later, you want to catch them now. A thorough inspection with moisture meters and pest experts will help avoid nasty surprises.

Neighboring Buildings in Terraced Houses (Shared Walls & Risks)

If the house is terraced or shares party walls (paredes medianeras) with neighbors – common in Spanish townhouses – you must consider the condition of those adjoining structures as well: